Comments on: Would you take advantage of an ATM that gave too much money?! http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/ General interest observations and true web-log. Mon, 22 Mar 2010 15:22:28 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Joe Cushing http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-732336 Joe Cushing Fri, 03 Aug 2007 02:07:01 +0000 http://www.dvorak.org/blog/?p=12892#comment-732336 Numbers 15 and 19 make good points. I'd track the bank down and tell them I'd be happy to refund their money. Then I tell them I charge a $35 research and phone hold time fee. Then I'd ask them where I can send the bill. It's the bank's error why should we have to be so inconvenienced by it. $15 is not enough money to justify the waist of my time. On the other hand if they tracked me down, I'd tell them to send a porter with change for a 20 to come get it. I wouldn't even want to take the time to put a stamp on an envelop to correct their mistake. If it were the other way around and I lost $15 in the transaction, I probably wouldn't bother tracking the bank down. Numbers 15 and 19 make good points. I’d track the bank down and tell them I’d be happy to refund their money. Then I tell them I charge a $35 research and phone hold time fee. Then I’d ask them where I can send the bill. It’s the bank’s error why should we have to be so inconvenienced by it. $15 is not enough money to justify the waist of my time.

On the other hand if they tracked me down, I’d tell them to send a porter with change for a 20 to come get it. I wouldn’t even want to take the time to put a stamp on an envelop to correct their mistake.

If it were the other way around and I lost $15 in the transaction, I probably wouldn’t bother tracking the bank down.

]]> By: OhForTheLoveOf http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-730273 OhForTheLoveOf Wed, 01 Aug 2007 16:22:49 +0000 http://www.dvorak.org/blog/?p=12892#comment-730273 I only use my bank's ATM... but what if I did get money from some generic ATM at a truck stop? How am I supposed to give it back? Screw that... It's my money now. I only use my bank’s ATM… but what if I did get money from some generic ATM at a truck stop?

How am I supposed to give it back?

Screw that… It’s my money now.

]]> By: Mr. Fusion http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-730130 Mr. Fusion Wed, 01 Aug 2007 14:29:31 +0000 http://www.dvorak.org/blog/?p=12892#comment-730130 #17, Good point. Being a white middle aged male with blue eyes and light brown hair, I would keep the effen money and say something along the lines of “ya wan it, send me a bill demonstrating its yers”. * <i>I’d give the money back. It’s not mine. I’d expect the bank to own-up if they made an error in their favor. </i> Once it is in my pocket it is mine. When the bank makes an error? Ya right. Ha. Ha ha. HA HA HA HA HA #17, Good point.

Being a white middle aged male with blue eyes and light brown hair, I would keep the effen money and say something along the lines of “ya wan it, send me a bill demonstrating its yers”.

*

I’d give the money back. It’s not mine. I’d expect the bank to own-up if they made an error in their favor.

Once it is in my pocket it is mine. When the bank makes an error? Ya right. Ha.

Ha ha.

HA HA HA HA HA

]]> By: Dauragon88 http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-730085 Dauragon88 Wed, 01 Aug 2007 13:56:23 +0000 http://www.dvorak.org/blog/?p=12892#comment-730085 I would give the money back. Being the inner city black male that I am, taking the money would probably result in several police officers bursting into my home and shooting me 100+ times. I would give the money back. Being the inner city black male that I am, taking the money would probably result in several police officers bursting into my home and shooting me 100+ times.

]]> By: Man of Leisure http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729949 Man of Leisure Wed, 01 Aug 2007 11:57:26 +0000 http://www.dvorak.org/blog/?p=12892#comment-729949 Who wastes time to count their ATM withdrawals? I usually take out $200-$300 at a time but never count it. I used to but (I'm a slow learner) by the 10,000th time I realized that ATMs are INFALLIBLE and since then the withdrawal goes from the machine straight to my wallet. I wouldn't know it, unless it was very obvious, that I got more bills than I was supposed to (or less, for that matter). I suppose though that if accused by the bank for not returning a mistakenly overdrawn withdrawal they wouldn't believe that I don't count it. Who wastes time to count their ATM withdrawals? I usually take out $200-$300 at a time but never count it. I used to but (I’m a slow learner) by the 10,000th time I realized that ATMs are INFALLIBLE and since then the withdrawal goes from the machine straight to my wallet. I wouldn’t know it, unless it was very obvious, that I got more bills than I was supposed to (or less, for that matter). I suppose though that if accused by the bank for not returning a mistakenly overdrawn withdrawal they wouldn’t believe that I don’t count it.

]]> By: HMeyers http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729712 HMeyers Wed, 01 Aug 2007 07:36:30 +0000 http://www.dvorak.org/blog/?p=12892#comment-729712 Imagine if the machine spit out $5 bills instead of $20 bills and the customer was being ripped off? How would you get your additional money back from the bank? How agonizing of a process would it be? Imagine if the machine spit out $5 bills instead of $20 bills and the customer was being ripped off?

How would you get your additional money back from the bank? How agonizing of a process would it be?

]]> By: Graeme Nimmo http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729635 Graeme Nimmo Wed, 01 Aug 2007 05:56:58 +0000 http://www.dvorak.org/blog/?p=12892#comment-729635 I would keep the cash, but then again, over here in the UK it would be legal. Any time a bank makes an error in your favour, then the money is yours, but every time they make a mistake in their favour, then they have to give the money back. There was a cash machine in Glasgow a couple of years ago that would issue double what you had taken out, so there was a queue right around the block within about an hour. I would keep the cash, but then again, over here in the UK it would be legal. Any time a bank makes an error in your favour, then the money is yours, but every time they make a mistake in their favour, then they have to give the money back.

There was a cash machine in Glasgow a couple of years ago that would issue double what you had taken out, so there was a queue right around the block within about an hour.

]]> By: tallwookie http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729582 tallwookie Wed, 01 Aug 2007 04:59:54 +0000 http://www.dvorak.org/blog/?p=12892#comment-729582 yes, id take the money - and i'fd come back every few days and take more out untill it got fixed - and then i'd never come back but thats just how i roll yes, id take the money – and i’fd come back every few days and take more out untill it got fixed – and then i’d never come back

but thats just how i roll

]]> By: Mister Mustard http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729497 Mister Mustard Wed, 01 Aug 2007 03:18:34 +0000 http://www.dvorak.org/blog/?p=12892#comment-729497 >>I’d expect the bank to own-up if they made an error in their favor. Hey, how are you coming along on the paperwork for that bridge deal we discussed? Get cracking! I've got investors in Nigeria who need the money to get their $20982340982409823.00 out of probate! Haw. >>I’d expect the bank to own-up if they made an error in their favor.

Hey, how are you coming along on the paperwork for that bridge deal we discussed? Get cracking! I’ve got investors in Nigeria who need the money to get their $20982340982409823.00 out of probate!

Haw.

]]> By: Kent Goldings http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729355 Kent Goldings Wed, 01 Aug 2007 00:44:48 +0000 http://www.dvorak.org/blog/?p=12892#comment-729355 I'd give the money back. It's not mine. I'd expect the bank to own-up if they made an error in their favor. I’d give the money back. It’s not mine. I’d expect the bank to own-up if they made an error in their favor.

]]> By: bobbo http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729335 bobbo Wed, 01 Aug 2007 00:28:25 +0000 http://www.dvorak.org/blog/?p=12892#comment-729335 I'll hold my breath, count to ten, and invite "whomever" to opine that such REG E acitivity is against my right to privacy!!! And in a sense, that certain sense, it certainly is! I’ll hold my breath, count to ten, and invite “whomever” to opine that such REG E acitivity is against my right to privacy!!!

And in a sense, that certain sense, it certainly is!

]]> By: Bob http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729320 Bob Wed, 01 Aug 2007 00:17:33 +0000 http://www.dvorak.org/blog/?p=12892#comment-729320 They know who you are and they know when it happened. REG E from the federal reserve regulations spell out the rights and responsibliltes of all parties. The owner will file a REG E and deduct the profits directly from your account They know who you are and they know when it happened. REG E from the federal reserve regulations spell out the rights and responsibliltes of all parties. The owner will file a REG E and deduct the profits directly from your account

]]> By: hhopper http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729315 hhopper Wed, 01 Aug 2007 00:09:11 +0000 http://www.dvorak.org/blog/?p=12892#comment-729315 I'd give it back in a New York second. Quick way to get a felony record. I’d give it back in a New York second. Quick way to get a felony record.

]]> By: N0Lif3 http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729311 N0Lif3 Wed, 01 Aug 2007 00:06:57 +0000 http://www.dvorak.org/blog/?p=12892#comment-729311 If I got more money than I thought I withdrew, I would go home and check my account online to make sure, then I'd just grin and be happy I got a little free money. I wouldn't be greedy enough to try again, I'd be too paranoid of the consequences of knowingly stealing money from the machines. If I got more money than I thought I withdrew, I would go home and check my account online to make sure, then I’d just grin and be happy I got a little free money. I wouldn’t be greedy enough to try again, I’d be too paranoid of the consequences of knowingly stealing money from the machines.

]]> By: RTaylor http://www.dvorak.org/blog/2007/07/31/would-you-take-advantage-of-an-atm-that-gave-too-much-money/comment-page-1/#comment-729279 RTaylor Tue, 31 Jul 2007 23:30:37 +0000 http://www.dvorak.org/blog/?p=12892#comment-729279 In most jurisdictions it is against to law to keep such gains and fail to report it. Like the poster stated above, they know where you live. In most jurisdictions it is against to law to keep such gains and fail to report it. Like the poster stated above, they know where you live.

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