Comments on: Predictive driver risk management systems – What’s that sound like to you? http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/ General interest observations and true web-log. Mon, 13 Feb 2012 05:43:37 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: skelly6 http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988404 skelly6 Tue, 05 Feb 2008 01:51:06 +0000 http://www.dvorak.org/blog/?p=15901#comment-988404 Just because you don't have any accidents on your record doesn't mean you haven't left a bunch of accidents in your wake as you change lanes like a maniac on the freeway. I think this system is great, and look forward to my rates dropping. Just because you don’t have any accidents on your record doesn’t mean you haven’t left a bunch of accidents in your wake as you change lanes like a maniac on the freeway. I think this system is great, and look forward to my rates dropping.

]]> By: Don Coyote http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988110 Don Coyote Mon, 04 Feb 2008 19:46:04 +0000 http://www.dvorak.org/blog/?p=15901#comment-988110 Regards from Lotusland, <b>JimR</b>. Big debate in BC right now over making winter tires mandatory and getting the rubes with 'All- Season' radials--let alone summer tires--off the roads in winter. One of our favorite winter entertainments is watching the Vancouverites on the evening news sliding like ducks on ice and ready to declare a state of emergency whenever it snows. Work a four-day week myself and drive about 1000km for my 'commute.' I keep winter tires with an aggressive tread on year-round and replace them after a year or so. Best solution for the bush and the highway, I've found. Regards from Lotusland, JimR. Big debate in BC right now over making winter tires mandatory and getting the rubes with ‘All- Season’ radials–let alone summer tires–off the roads in winter.

One of our favorite winter entertainments is watching the Vancouverites on the evening news sliding like ducks on ice and ready to declare a state of emergency whenever it snows. Work a four-day week myself and drive about 1000km for my ‘commute.’ I keep winter tires with an aggressive tread on year-round and replace them after a year or so. Best solution for the bush and the highway, I’ve found.

]]> By: JimR http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988068 JimR Mon, 04 Feb 2008 18:51:19 +0000 http://www.dvorak.org/blog/?p=15901#comment-988068 #23, Don, "...travel at the speed at which you’d feel comfortable hitting the ditch.” That would be 5-10 kmh. :) #23, Don, “…travel at the speed at which you’d feel comfortable hitting the ditch.”

That would be 5-10 kmh. :)

]]> By: JimR http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988065 JimR Mon, 04 Feb 2008 18:48:50 +0000 http://www.dvorak.org/blog/?p=15901#comment-988065 #20, Don, fair enough. I'm from Canada too. The problem with winter driving here is that everyone drives too fast for the conditions. As you probably know, we has a snowfall of about 15cm or 6 inches. There were 910 accidents in the Toronto area that day, even though the radio and TV stations warned continuously for days beforehand to stay home or drive with extreme caution. Drivers travel too close and drive too fast on city throughways no matter what. #20, Don, fair enough. I’m from Canada too. The problem with winter driving here is that everyone drives too fast for the conditions. As you probably know, we has a snowfall of about 15cm or 6 inches. There were 910 accidents in the Toronto area that day, even though the radio and TV stations warned continuously for days beforehand to stay home or drive with extreme caution. Drivers travel too close and drive too fast on city throughways no matter what.

]]> By: Don Coyote http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988060 Don Coyote Mon, 04 Feb 2008 18:42:19 +0000 http://www.dvorak.org/blog/?p=15901#comment-988060 Long as the Three-Headed Cat™ gets the speeding ticket and road conditions permit, <b>JimR</b>. Far as winter driving goes, always try to remember my dad's advice and "travel at the speed at which you'd feel comfortable hitting the ditch." Long as the Three-Headed Cat™ gets the speeding ticket and road conditions permit, JimR. Far as winter driving goes, always try to remember my dad’s advice and “travel at the speed at which you’d feel comfortable hitting the ditch.”

]]> By: JimR http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-988046 JimR Mon, 04 Feb 2008 18:26:13 +0000 http://www.dvorak.org/blog/?p=15901#comment-988046 I doubt if any driver with a year or more driving experience, doesn't speed sometimes. If I'm on a flat, straight highway cutting through farmland, it's a sunny day with and there's no one around but the Three-Headed Cat™ passing me at 175, what does it hurt if I'm doing 110 kmh in an 80? I doubt if any driver with a year or more driving experience, doesn’t speed sometimes. If I’m on a flat, straight highway cutting through farmland, it’s a sunny day with and there’s no one around but the Three-Headed Cat™ passing me at 175, what does it hurt if I’m doing 110 kmh in an 80?

]]> By: Steve-O http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-2/#comment-987998 Steve-O Mon, 04 Feb 2008 17:53:36 +0000 http://www.dvorak.org/blog/?p=15901#comment-987998 #10 Natefrog - You do realize that if you are driving anything newer than about a 2001 car/truck you already have the computer installed. So if you are in an accident that you think you may have caused pull the computer out at the scene or beat it into submission with a sledgehammer because the authorities will use it against you. Now if it's the other guys fault then point it out to the proper authorities to go screw the other person over. #10 Natefrog – You do realize that if you are driving anything newer than about a 2001 car/truck you already have the computer installed.

So if you are in an accident that you think you may have caused pull the computer out at the scene or beat it into submission with a sledgehammer because the authorities will use it against you.

Now if it’s the other guys fault then point it out to the proper authorities to go screw the other person over.

]]> By: Don Coyote http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987974 Don Coyote Mon, 04 Feb 2008 17:15:33 +0000 http://www.dvorak.org/blog/?p=15901#comment-987974 Appreciate the fair point on bare roads and in daylight, <b>JimR</b>, but I had traffic immediately behind me in the left lane as well. If I had been the guy wanting to merge, I would have waited for a safe opportunity, given the road conditions--and two lanes of traffic accelerating to highway speed from a traffic light a few hundred meters back. His choice was to stop, change his mind, and then attempt to get to the <i>inside</i> lane on hard-pack snow and ice. His 'right to merge' does not supersede my right to not get rear-ended or forced into a head-on, at least in Canada. Appreciate the fair point on bare roads and in daylight, JimR, but I had traffic immediately behind me in the left lane as well. If I had been the guy wanting to merge, I would have waited for a safe opportunity, given the road conditions–and two lanes of traffic accelerating to highway speed from a traffic light a few hundred meters back.

His choice was to stop, change his mind, and then attempt to get to the inside lane on hard-pack snow and ice. His ‘right to merge’ does not supersede my right to not get rear-ended or forced into a head-on, at least in Canada.

]]> By: the Three-Headed Cat™ http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987871 the Three-Headed Cat™ Mon, 04 Feb 2008 14:39:44 +0000 http://www.dvorak.org/blog/?p=15901#comment-987871 'Manipulating'? Sorry - it's <i>'exploiting'.</i> Duh. ‘Manipulating’? Sorry – it’s ‘exploiting’. Duh.

]]> By: the Three-Headed Cat™ http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987869 the Three-Headed Cat™ Mon, 04 Feb 2008 14:38:02 +0000 http://www.dvorak.org/blog/?p=15901#comment-987869 #4 - Esih "I am wondering what “distinguish safe drivers from drivers who are simply accident-free” means? Isn’t being accident free sufficient from the POV of an insurer? I’ve been “simply accident free” for nearly 50 years, does that mean I might not me a safe driver?" That part is specifically intended to make a major profit center out of drivers like myself. I have ~1.2 million miles racked up over 40 years. My per-year average is artificially low, because of 8 years or so of not driving. Zero accidents and one (1) speeding ticket. So they can't make any money off me, right? That's where their self-serving definition of "safe driver" comes in - and consumers like GigG show the poor reasoning that will let them get away with. It's as simple as this - I drive fast. Very fast, at times, when conditions permit. I ignore speed limits; well, not entirely - one often has to know what to set the speedometer on to avoid apprehension... but they are defining "safe" as "obeying speed laws" and that does not have a correlation with driving ability or safety. Since bad drivers and good drivers both speed, it is not a proper criterion for whether a driver is competent and safe or not. But not having accidents is proof positive. My car - no matter what the speed - has never collided with another in all those miles - but they can still convince the sheeple that somehow I represent a danger to other drivers, amusingly enough, although many of those other, "safe" drivers HAVE had collisions. More lawyers and greedheads gaming the system and manipulating public ignorance to make a dishonest buck. Fucking slime. #4 – Esih

“I am wondering what “distinguish safe drivers from drivers who are simply accident-free” means? Isn’t being accident free sufficient from the POV of an insurer? I’ve been “simply accident free” for nearly 50 years, does that mean I might not me a safe driver?”

That part is specifically intended to make a major profit center out of drivers like myself. I have ~1.2 million miles racked up over 40 years. My per-year average is artificially low, because of 8 years or so of not driving.

Zero accidents and one (1) speeding ticket. So they can’t make any money off me, right? That’s where their self-serving definition of “safe driver” comes in – and consumers like GigG show the poor reasoning that will let them get away with.

It’s as simple as this – I drive fast. Very fast, at times, when conditions permit. I ignore speed limits; well, not entirely – one often has to know what to set the speedometer on to avoid apprehension… but they are defining “safe” as “obeying speed laws” and that does not have a correlation with driving ability or safety. Since bad drivers and good drivers both speed, it is not a proper criterion for whether a driver is competent and safe or not. But not having accidents is proof positive. My car – no matter what the speed – has never collided with another in all those miles – but they can still convince the sheeple that somehow I represent a danger to other drivers, amusingly enough, although many of those other, “safe” drivers HAVE had collisions.

More lawyers and greedheads gaming the system and manipulating public ignorance to make a dishonest buck. Fucking slime.

]]> By: green http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987825 green Mon, 04 Feb 2008 13:43:05 +0000 http://www.dvorak.org/blog/?p=15901#comment-987825 it's not big brother. It's big business and the corporate fascist local despots behind it. Duh! it’s not big brother. It’s big business and the corporate fascist local despots behind it. Duh!

]]> By: Peter Rodwell http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987687 Peter Rodwell Mon, 04 Feb 2008 08:52:04 +0000 http://www.dvorak.org/blog/?p=15901#comment-987687 It's a shame (but inevitable, I guess) that this is being proposed merely to increase the profits of insurance companies rather than to reduce road deaths. It’s a shame (but inevitable, I guess) that this is being proposed merely to increase the profits of insurance companies rather than to reduce road deaths.

]]> By: OmarTheAlien http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987589 OmarTheAlien Mon, 04 Feb 2008 05:30:21 +0000 http://www.dvorak.org/blog/?p=15901#comment-987589 #8: We will become a viable species only when we reach the point where we don't have to fight over issues; we simply do the most sensible thing. And no, we're not there, not by a long shot. My guess is that we will either foul our habitat to lethal levels, or go out with a bang with unrestricted nuclear warfare. Or both. A shame really, we do have some potential. As far as this whole driving thing is concerned, private vehicles should be banned, and safe, secure mass transit provided to the people, with little or no charge. The forty thousand or more men, women and children we kill each year on the highways of America would most likely rejoice that the killing highways are no more. Little boys of all ages will just have to find new toys to play with. And the insurance companies will in time come to view their industry as the credit industy does theirs: No one will have perfect credit/driving records, therefore all will have to pay more in surcharges and fees for poor credit/driving performance. #8: We will become a viable species only when we reach the point where we don’t have to fight over issues; we simply do the most sensible thing. And no, we’re not there, not by a long shot. My guess is that we will either foul our habitat to lethal levels, or go out with a bang with unrestricted nuclear warfare. Or both. A shame really, we do have some potential.
As far as this whole driving thing is concerned, private vehicles should be banned, and safe, secure mass transit provided to the people, with little or no charge. The forty thousand or more men, women and children we kill each year on the highways of America would most likely rejoice that the killing highways are no more. Little boys of all ages will just have to find new toys to play with.
And the insurance companies will in time come to view their industry as the credit industy does theirs: No one will have perfect credit/driving records, therefore all will have to pay more in surcharges and fees for poor credit/driving performance.

]]> By: JimR http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987558 JimR Mon, 04 Feb 2008 04:49:50 +0000 http://www.dvorak.org/blog/?p=15901#comment-987558 #6, Don Coyote, next time move over or slow down. It's not just a courtesy in most jurisdictions, you are required to make efforts to avoid the traffic coming merging onto the highway. As well, from the perspective of defensive driving, your warning signal was when the merging driver applied the brakes instead of speeding up to merge into a 100M gap... which was initially plenty of room. #6, Don Coyote, next time move over or slow down. It’s not just a courtesy in most jurisdictions, you are required to make efforts to avoid the traffic coming merging onto the highway. As well, from the perspective of defensive driving, your warning signal was when the merging driver applied the brakes instead of speeding up to merge into a 100M gap… which was initially plenty of room.

]]> By: TheBlob http://www.dvorak.org/blog/2008/02/03/predictive-driver-risk-management-systems-whats-that-sound-like-to-you/comment-page-1/#comment-987557 TheBlob Mon, 04 Feb 2008 04:41:05 +0000 http://www.dvorak.org/blog/?p=15901#comment-987557 Actually, studies have shown that it's not speeders that get in the most accidents but it's people who follow to close. Back-off partner! Actually, studies have shown that it’s not speeders that get in the most accidents but it’s people who follow to close. Back-off partner!

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