Comments on: Would You Allow your Insurance Company to Monitor You to Get a Discount?

By: insurance

insurance — Tue, 29 Dec 2009 10:50:27 +0000

Not to sure where the USA insurance companies stand on disputing a genuine claim on the grounds of not disclosing information whether it is relevent or not like the UK insurance companies do and the sad thing is for many policy holders is that they are entitled to do so in the law that stands at the moment. Some of the UK laws go back to 1906 and have never been amended to stay up todate with the current times on this massive industry.

By: LOWER CASE SCREEN NAME

LOWER CASE SCREEN NAME — Sun, 27 Dec 2009 21:33:04 +0000

#18 – You’re judging by the technology you know. You’re not factoring in the self-aware supermegaultra computing banks under the Rocky Mountains that can sift through this stuff with ease. They were build from alien technology researched at Area 51 you know. Way ahead of our publicly known tech.

By: tomyerex

tomyerex — Sun, 27 Dec 2009 20:17:09 +0000

#4 – Under normal circumstances, you may be right, but under the current economics…do you think the government has enough resources to monitor everyone and everything? After a certain point, there is so much data that the information you gather becomes too great. Besides, this is too obvious, the state would rather tap phone lines and directly monitor the population. Maybe this tech can be utilized in another way, but monitoring cell transmissions and data seems much easier and more fruitful.

By: LOWER CASE SCREEN NAME

LOWER CASE SCREEN NAME — Sun, 27 Dec 2009 16:20:08 +0000

Not living much of a life if you drive less than 10000 miles a year. It couldn’t be legal to live that close to your job. More driving, with everythign that implies and entails creates a better society. Urban living is a big part of what’s destroying humanity.

By: HeeHee

HeeHee — Sun, 27 Dec 2009 15:46:12 +0000

# 14.

In case you didn’t know, most STATES have had mandatory auto insurance for decades. Communistic, isn’t it?

From what you say, I guess you don’t have medical insurance. If you did, you’d know what “rationing” was like when done by “only for profit” private companies.

So lets see. You have no health insurance, and you get real sick. I suggest you get into your pickup truck, carefully remove the gun from its rack, and drive into a tree. That way, your medical expenses are covered.

btw, I have more guns than you do, so don’t get pissy about the gun rack comment. It’s called humor.

By: Breetai

Breetai — Sun, 27 Dec 2009 02:51:57 +0000

Yup… No opting out and everyone in government is getting their cut. We’re pretty much fucked.

By: locomotivebreath1901

locomotivebreath1901 — Sun, 27 Dec 2009 00:17:15 +0000

“Would You Allow your Insurance Company to Monitor You to Get a Discount?”

I wouldn’t, but that *choice* by a private company – whose services I can freely accept or refuse – is infinitely superior to being compelled by an imperial federal gub’mint, under penalty of law, to their nanny state requirements of a rationed, single payer system.

**************(and you know its coming)
.

By: eggman9713

eggman9713 — Sat, 26 Dec 2009 20:59:10 +0000

If the discount is big enough I might be willing for my car insurance company to monitor my driving HABITS, but not my driving LOCATIONS. ie, acceleration and braking habits, apparent weaving, sharp turns, and going above 70MPH (highest speed limit in my state). I would be willing to let them have data on how often I drive like a maniac because I don’t, but fuck them if they want to monitor where I go.

By: GetReal

GetReal — Sat, 26 Dec 2009 17:29:47 +0000

One more point for my post, above.

There are literally industries devoted to making you afraid.

These range from media outlets (fear of government) to computer fear mongering.

Have you ever seen an ad from Symantec or McAfee that says, “No virus problems to fear this week.”?

By: GetReal

GetReal — Sat, 26 Dec 2009 17:24:17 +0000

Here’s what I want to know. After all the true horror stories about how big business (including the insurance industry) screws the hell out of everyone as a matter of policy, why do you fools still trust them?

And how does government screw you? You have to pay taxes.

A few points:

1) There’s no free lunch. You live here – you have to pay your way.

2) All private industry has only one legitimate goal – make as much profit as possible. And that’s OK.

3) At least with government you have a chance to try and vote out the people you don’t like.

4) If you “love your country” but always hate and fear your government, you are not a serious, clear thinking person.

By: Norman Speight

Norman Speight — Sat, 26 Dec 2009 16:51:55 +0000

OK. You need a defensive position that has nothing to do with your insurance company.
So. This is what I do.
A firm called ‘Davis’ markets an OBD recorder for around $100.00. Look on the net you lazy sod, I’m not doing your research. This thing notes all the things that the insurance company bogie does. Fast speeds hard stops, hard accelerations etc. Difference is, it just plugs in to your OBD socket (on ALL cars after about 1996). Information is NOT user alterable. You can plug it into your computer and download all the details. Works an absolute treat. I’m delighted with mine, is unobtrusive, is personal. Insurance firms do make bogus claims on you and you can refute them from your device. By the way, Davis are in the USA, I am in England and I have absolutely NO contact with them except as a customer. By the way. If you have a bang it records all details, speed etc.
Best $100 I ever spent on my Jaguar S-Type.
I AIN’T PLUGGING! Just passing on good info.

By: tcc3

tcc3 — Sat, 26 Dec 2009 16:46:38 +0000

Playing poker where the dealer knows your hand. Insurance is gambling, and you know what they say about the house.

By: dusanmal

dusanmal — Sat, 26 Dec 2009 16:10:16 +0000

Very bad “slippery slope”. Party not in command should seize the moment and offer bill banning this practice. But, will they?

By: Dr Dodd

Dr Dodd — Sat, 26 Dec 2009 15:42:20 +0000

The Obamacrats are working at WARP speed to complete their massive power grab. Government will soon own the insurance industry creating a new way to pick our pockets under the guise of insurance premiums.

Add that to existing taxes and we have a recipe for oppression.

I have a bad feeling about this.

By: brm

brm — Sat, 26 Dec 2009 15:40:15 +0000

Only if they make it impossibly expensive to afford without the monitoring. Which is what will happen. With a gov’t mandate.

“Can I not have the monitoring device?”

“yes, but the insurance will cost $5,000 a month.”

“see! you *can* opt out of it! what’s the big deal?!”

etc