Click pic to embiggin into a large PDF
This is on the website of Republican Congressman Kevin Brady of Texas who, oddly enough, is running for reelection shortly. It’s one of the milder anti-Dem, anti-Obama things I have a feeling we’re going to be pummeled with in the coming months. Personally, I’d rather hear Repubs present positive, constructive plans for doing something (anything?) rather than ‘Party of No’, negative attacks on Obama.
As for health care, I wonder if we’ll see this sort of thing here.
Bobbo and Freddybob will eventually get their wish in the end, as The Patient Protection and Affordable Care Act is designed to kill the private insurance model for primary care, due to adverse selection, anyway.
SL==adverse selection is an issue in the competition between ins co’s and government programs but single payer is necessary because thats where the cost savings come from. Just and only THAT simple and why all other systems not basically single payer fail by costing too much. “For Profit” is removing money from the system without providing healthcare.
Healthcare is NOT a basic right. It is a privilege provided by advanced societies that can tell what’s in their own best interests. USA is a bit late to the party but hopefully can catch up.
Bobbo, I’m not following your first sentance.
SL==hah, hah. Fair enough as I actually didn’t get your use of it. My understanding of adverse selection is that term applies to a government program that says we will pay $xx per month for medicare patients signed up in your program. The Ins Co’s go out and open up offices on the second floor of buildings thereby getting a disproportionate number of old people who can walk up a flight of stairs==ie, the younger and healthier of the group that use healthcare less because they are younger and healthier than the other end of the spectrum. In such cases, the Ins Co have “adversely selected” a subgroup of the entire covered class to the detriment of the Government who then must find coverage for the sickest of the sick.
I’m sure there are other takes on it?
#43, no, that’s not what it means at all. It has nothing to do with government vs. private.
All insurance systems are designed around the idea that you have many more people paying into the system than you have taking out at any given time. Adverse selection, as it would be used when discussing insurance, is when you have more participants with high risk (sick people) than you have low risk (healthy people) because people with low risk are incentivized to stay out.
By 2015, insurance companies will not be able to deny coverage for pre-existing conditions, or charge different rates based on health status. More sick people will be withdrawing from the system, rates will need to increase (across the board due to the rules), and eventually healthy people will find it cheaper to pay the tax than to buy the insurance, creating a cycle of increasing rates. In the extreme case, the model just collapses on itself.
Correct, and people are “incentivized out” by such techniques as I mentioned. Parts of the same whole. Pre-existing conditions is another as you mention. Living alone is another. Being overweight. Not having supplemental insurance. Not having sued in the past or going bankrupt. All kinds of things that ins co’s were allowed to “consider” in the past to make participant selection adverse to a plan of general insurance.
The nice thing about a definitional dispute is that as long as one can define what one is talking about, one is free to hold whatever position to that regard as they wish.
Well done.
Let’s see, no job, no payroll deduction, no funding for single payer. Just another patchouli oil scented pipe dream.
This is just the beginning.
Social Security Benefits Not Expected to Rise in ’10
http://tinyurl.com/dnz77j
This problem will be solved with a VAT because all bureaucracies have one trait in common, an insatiable appetite for your money.
haha, and to further your point – if two people insist on using the same term to refer to opposite ends of a stick, then they should look for different terms.
And your little takeaway line there? Nobody ever waits in an American emergency room.
http://bit.ly/bvXcGH
You yourself say that the sooner people see the current system as a failure, the sooner we can get to single payer. You have previously said you don’t think the passed reforms will do much.
As bad as this chart looks, the currents conservative health care system is even more complicated and convoluted.
We liberals BEGGED for “Medicare for All”.
But conservatives threatened violence and BLOCKED this super simple solution.
49…
really???
REALLY???
This PARTLY religious zealots, that ARENT supposed to be tainted by CORPS…BLOCKED IT..]
YOU UNDERSTAND…They are ALL corrupt.
“As for health care, I wonder if we’ll see this sort of thing here.”
You may well be right. Obama care is not free medical care. It is a form of insurance and everything I hear and read suggests that more and more health care providers are going to insist on cash first, then they treat you, then _you_ can collect from the government if you can.
To many Drs. have decided they don’t want to hire extra book keepers to do the work and maybe not even collect on a case or not get what they want.
Now that’s change you can believe in because it’s already happening.
If you try to control prices, you get less of the service being offered. Pretty basic economics. If you want to lower prices, you need to get more suppliers.
I think states should try giving licenses to foreign doctors directly, leave the national pool if they have to, break the AMA stranglehold.
Can I suggest something REALLY BAD??
That Obama care will not take Affect, until 2014..
2 YEARS after they elect him OUT.
AND at anytime, they can CANCEL THIS.
#35: “For lawyers, it is potential lost revenue. But in the case of doctors, most of this cost just gets passed on to the consumer.”
Wrong, wrong, wrong. Medicare and insurance companies set reimbursement rates, so increasing malpractice insurance rates directly impact the doctors’ bottom lines.
This IS NOT obama care.
THIS IS CONGRESS CARE.
THIS is PORK BARREL CARE.
YOU WILL PAY..
PERSONALLY, or the COMPANY will be FORCED to PAY.
when a SMALL company HAS TO PAY for medical, its BAD.
This DOES NOT take into account, STATE COVER MEDICAL, WORKMENS COMP, or any OTHER coverage REQUIRED for you to work.
THIS makes your $7 per hour..NOT equal to STANDARD 40 HOUR BENEFITS of $15 per hour..THIS makes it $16.50 passed to the EMPLOYER.
FOR those of you that understand that FULL time employees, get MATCHING funds in many benefits from the EMPLOYER.
You may have missed this nugget from last year, entitled,
“Do not fuck with graphic designers” -
it’s enlightening.
http://www.flickr.com/photos/robertpalmer/3743826461/
or in other words, anyone can make any complex system look intentionally more complex than it is to suit their narrative.