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DriverScore provides an objective measurement of individual driving behavior which, when analyzed and compared to IVOX’s repository of GPS/GIS and accelerometer data, provides an accurate picture of the relative driving performance risk. |
“Insurers are increasingly using tools like predictive modeling to be able to limit risks and improve underwriting profitability,” said Kimberly Harris-Ferrante, Research Vice President with Gartner. “Using tools to perform real-time data analysis to predict driving risks and accident likelihood will ultimately help insurers meet these business requirements. Used for fleet insurance, this gives insurers the opportunity to distinguish safe drivers from drivers who are simply accident-free, promoting safer driving and accident prevention…”
IVOX’s DriverScore helps companies to reduce insurance costs through the use of a “black box” device embedded within an individual’s vehicle, which gathers ongoing data measuring a driver’s behavior – including acceleration, braking, lane changes and other actions. This data is then analyzed through algorithms to create a risk-adjusted, objective assessment of driver conduct…
DriverScore can be used as – a determinant for driver hiring and compensation.
Golly gee.
#10 Natefrog – You do realize that if you are driving anything newer than about a 2001 car/truck you already have the computer installed.
So if you are in an accident that you think you may have caused pull the computer out at the scene or beat it into submission with a sledgehammer because the authorities will use it against you.
Now if it’s the other guys fault then point it out to the proper authorities to go screw the other person over.
I doubt if any driver with a year or more driving experience, doesn’t speed sometimes. If I’m on a flat, straight highway cutting through farmland, it’s a sunny day with and there’s no one around but the Three-Headed Cat™ passing me at 175, what does it hurt if I’m doing 110 kmh in an 80?
Long as the Three-Headed Cat™ gets the speeding ticket and road conditions permit, JimR. Far as winter driving goes, always try to remember my dad’s advice and “travel at the speed at which you’d feel comfortable hitting the ditch.”
#20, Don, fair enough. I’m from Canada too. The problem with winter driving here is that everyone drives too fast for the conditions. As you probably know, we has a snowfall of about 15cm or 6 inches. There were 910 accidents in the Toronto area that day, even though the radio and TV stations warned continuously for days beforehand to stay home or drive with extreme caution. Drivers travel too close and drive too fast on city throughways no matter what.
#23, Don, “…travel at the speed at which you’d feel comfortable hitting the ditch.”
That would be 5-10 kmh.
Regards from Lotusland, JimR. Big debate in BC right now over making winter tires mandatory and getting the rubes with ‘All- Season’ radials–let alone summer tires–off the roads in winter.
One of our favorite winter entertainments is watching the Vancouverites on the evening news sliding like ducks on ice and ready to declare a state of emergency whenever it snows. Work a four-day week myself and drive about 1000km for my ‘commute.’ I keep winter tires with an aggressive tread on year-round and replace them after a year or so. Best solution for the bush and the highway, I’ve found.
Just because you don’t have any accidents on your record doesn’t mean you haven’t left a bunch of accidents in your wake as you change lanes like a maniac on the freeway. I think this system is great, and look forward to my rates dropping.